You are purchasing pay-per-view for horse racing analysis which is not subject to any return policy.

Welcome to peterkaram.net the website of Speed Rating Master LLC (“we”). We hope that you will enjoy our website and products.
In order to complete any order with this web site, you are agreeing to accepting  these terms and conditions

I.    Acceptance of the Terms of Use

-By using this website and/or creating an account, you accept and agree all our terms and conditions. Please read the terms carefully before you start to use the website.
- The following terms and conditions, govern your access to and use of www.peterkaram.net, including any content, functionality and services offered, whether as a guest or a registered user.
-By accessing, using, or downloading in any way, without limitation, any Service from this Website, or merely browsing this Website, you agree to and are bound by these Terms of Service.
- If you are using this web site, you warrant that you are of legal age to form a binding contract with the Company. If you do not meet all of these requirements, you must not access or use the Website.

a.    Use of information

You acknowledge and agree that the information that you will receive from this web site or to which you will be provided access, whether through this web site (or any affiliated web site) or directly, is intended solely for your entertainment purposes, and that the information may not be used except as specifically authorized by this web site in writing.  Specifically, you represent and warrant that:
- You will not use the information that you will receive from this web site (regardless of whether you receive such information directly, from this web site or from any affiliated web site) to make any investment or other financial decisions, regardless of whether such decisions relating to investing in this web site.
- You will not reproduce, republish, rebroadcast, retransmit, recast or in any way distribute the information that you will receive from this web site (regardless of whether you receive such information directly, from this web site or from any affiliated web site) anywhere, including without limitation on the Internet (e.g., on other web sites, blogs, newsgroups, chat rooms, discussion forums, message boards and social media services such as Twitter, Facebook and MySpace), via instant or text messaging services (whether Internet- or phone-based), in podcasts, or in any other printed or electronic form, including without limitation radio and television;
- You will not provide or otherwise convey the information that you will receive from this web site(regardless of whether you receive such information directly, from this web site or from any affiliated web site) to any third parties; and
- You will not attempt to reverse engineer, disassemble or decompile this web site (or any affiliate web site), nor will you create any derivative works based upon this web site (or any affiliated web site).
You also represent and warrant that you will not use information received from this web site for any unlawful purpose, including without limitation any direct or indirect violation of any municipal, local, state, federal or international law.  You acknowledge and agree that but for these various representations, this web site would not provide you with access to information.

II.    Subscriptions

You acknowledge and agree that payments made for any subscription access to this web site (and any affiliated web sites) shall be deemed earned in full once you access the subscription-only area of this web site (or any affiliate web sites).  You further acknowledge and agree that you shall not be entitled to any refund in the event your subscription is terminated, regardless of the reason for termination.  You acknowledge and agree that all sales are final, and that there shall be no refunds and no exchanges.

III.    Account Security and responsibility

As a user of this web site (and any affiliated web sites), you may receive or establish an account (“Account”).  You acknowledge and agree that you are solely responsible for maintaining the confidentiality and security of your Account, and that you are not permitted to let anyone else use your Account.  You further acknowledge that you will not reveal your Account information to anyone else or use anyone else’s Account.  You also agree to immediately notify this web site of any unauthorized use of your Account or any other breach of security.
Only one Account is allowed per person. Your Account is not transferable. Under no circumstances shall you allow or permit any other person or third party, including without limitation any person under the legal age to use the Service in your applicable Jurisdiction, and in no event any person under the age of thirteen years, to use or re-use your Account or your Identifiers in such a way that may breach the standards or laws in any Jurisdiction where you are located and/or are a resident, or where such other person is located and/or is a resident. Any person found to have violated this section may be reported to the relevant authorities.

IV.    Ownership of Intellectual Property

You acknowledge and agree that this web site is and shall remain the owner of all rights, title and interest in and to this web site (and all affiliated web sites) and its content, including without limitation all designs, copyrightable material (regardless of whether such material is copyrightable under the United States Copyright Act, the Berne Union for the Protection of Literary and Artistic Property, the Universal Copyright Convention, and/or any of the laws of any other nation), patentable material (regardless of whether such material is patentable under the laws of the United States and/or any other nation), trademarks and trade dress, droit moral, and confidential and trade secret information (collectively, the “Intellectual Property Rights”), including without limitation all derivatives, improvements, modifications and enhancements thereto, and all Intellectual Property Rights associated therewith.  You also acknowledge that all of the personalities (including their names and biographies) depicted on this web site (and any affiliated web sites) were created and are owned by this web site.

V.    Trademarks


You acknowledge that the various trademarks appearing on this web site (and on any affiliated web sites) are the property of their respective owners, and nothing herein shall be deemed a license or other grant of rights to use such trademarks.

VI.    Reservations of Rights

Nothing herein shall in any way constituted or be deemed a sale or assignment of rights in, or transfer of ownership from this web site to you, of any right, title and interest in and to the copyrights, patents, trade secrets, trademarks and other rights associated with this web site (and any affiliated web sites).  All Intellectual Property Rights associated with this web site (and any affiliated web sites) shall remain this web site’s exclusive property.  To the extent that your access to the information on this web site (or any affiliate web sites) is deemed to give rise to an implied license, such license is expressly limited to your personal use of the information consistent with the various restrictions contained herein.

VII.    LIMITATIONS OF REMEDIES AND LIABILITY. 

EXCEPT AND TO THE EXTENT EXPRESSLY PROVIDED HEREIN, THIS WEB SITE DOES NOT AND CANNOT WARRANT THE PERFORMANCE OR RESULT YOU MAY OBTAIN USING THIS WEB SITE (OR ANY AFFILIATED WEB SITES) AND ANY INFORMATION THAT YOU MAY RECEIVE FROM THIS WEB SITE (WHETHER DIRECTLY, FROM THIS WEB SITE OR FROM ANY AFFILIATED WEB SITE).  YOUR ACCESS TO AND USE OF THE INFORMATION ON THIS WEB SITE (OR ANY AFFILIATE WEB SITES) IS PROVIDED ON AN “AS IS” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTIABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE.  YOU ASSUME THE ENTIRE LIABILITY FOR YOUR USE OF THIS WEB SITE (AND ANY AFFILIATED WEB SITES) AND ANY INFORMATION CONTAINED THEREIN, AND THIS WEB SITE SHALL HAVE NO LIABILITY FOR ANY ERRORS, MALFUNCTIONS, DEFECTS, OR LOSS OF DATA RESULTING FROM OR RELATED TO THE USE OF THIS WEB SITE (OR ANY AFFILIATED WEB SITES).  THIS WEB SITE SHALL NOT BE LIABLE TO YOU FOR ANY INCIDENTIAL, SPECIAL, CONSEQUENTIAL OR INDIRECT DAMAGES, INCLUDING ANY LOST PROFITS, LOST SAVINGS, OR LOSS OF DATA, EVEN IF THIS WEB SITE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY OTHER PARTY.

VIII.    Termination

You may terminate your subscription at any time prior to its expiration by providing this web site’s customer service with notice of your intention to terminate your subscription.  However, you acknowledge and agree, that early termination of your subscription shall not entitle you to a refund.  This web site shall have the right to terminate your subscription immediately and without prior notice in the event of a breach of any of these terms and conditions, and this web site shall be entitled to retain the balance of any paid subscription.

IX.    Applicable Law/ Jurisdiction.

By visiting the Website, even if accessed from a location outside the United States, you agree that the laws of the United States and the laws applicable therein, will govern these disclaimers, Terms of Service or Privacy Policy, without giving effect to any principles of conflicts of laws. Provider reserves the right to make changes to its Website and these disclaimers, Terms of Service and Privacy Policy, at any time. User hereby irrevocably and unconditionally consents to jurisdiction in the United States.

X.    Changes to the terms of use and conditions

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set forth in “Governing Law and Jurisdiction” will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the Website.
Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page regularly so you are aware of any changes, as they are binding on you.